Product and Credit Policy Updates

Discover the latest product updates across our home loan, SMSF and commercial loan options.

 

What's new at Pepper Money
04-11-2024

We’ve made changes to our policies because having options can make all the difference.

See how we rate 
15-10-2024

Until 20 December 2024, help your clients succeed with these promotions.

Spring Growth 
27-08-2024

Recent data suggest that by 2028, 1 in 5 Aussies may need a non-bank solution. That’s why, we’re growing your non-bank options so you can grow your business. 

What's new at Pepper Money
11-06-2024

We’ve made some changes to our policies. To help you get up to speed, here’s a summary of our latest changes—because having options can make all the difference.

self-employed

More options to succeed
04-06-2024

We’ve made some changes to how we treat refinancing of tax, private and solicitor debts that could make a real life difference.

self-employed

Smart rates and fees
16-05-2024

Here are some changes you need to know about, effective 16 May 2024.  

self-employed

Red Hot Alternatives for self-employed clients
06-05-2024

We’re expanding our home loan options!

serviceability solutions

Red Hot update: must know changes to interest rates 
08-04-2024

Until 27 June 2024, help your clients succeed with these promotions.

serviceability solutions

Must-know changes: Update to SMSF interest rates and servicing calculator
11-03-2024

Here are the changes you need to know, effective 11 March 2024.

serviceability solutions

Must-know changes: Interest rates and more
15-02-2024

Update on interest rates, effective 15 February 2024.

serviceability solutions

Broker support over the Holidays
18-12-2023

Need assistance over the holiday period? We are here to help. View our broker support schedule. 

serviceability solutions

Key Dates for the Festive Season
01-12-2023

Clients looking to settle before the holidays? Make sure you’re aware of these key dates. 

serviceability solutions

Smart Commercial Options
31-10-2023

We’ve evolved our commercial loan options in partnership with brokers, effective 31 October 2023.

serviceability solutions

Must know changes to rates, buffers and more
07-08-2023

Effective 7 August 2023, help your clients succeed for less with the Red Hot Rates package.

serviceability solutions

Clients looking for serviceability solutions?
16-06-2023

Help them move forward with our home loan options.

No more clawback for commercial loans

Options that give you the credit
07-02-2023

We’ve made some changes to help make a real-life difference to your business and open more doors for your customers.

No more clawback for commercial loans

No more clawback on our commercial loans
01-02-2023

You spoke we listened. We’re introducing the below changes for commercial loans to help you and your clients succeed. Effective 1 Feb, 2023.

updated credit policy

We’ve updated our credit policy with additional residency visa categories
17-10-2022

Invested in making our options as diverse as your customers, we’ve updated our credit policy to help more people achieve their home ownership goals.

Commercial PropertyHub

Commercial PropertyHub
24-03-2022

We're excited to announce the launch of the Commercial PropertyHub as part of our commitment to leveraging technology to deliver value to our brokers.

Near Prime Clear

Near Prime Clear: more options to help your clients succeed
20-03-2022

We're excited to announce the introduction of Near Prime Clear to our home loan range. Near Prime Clear offers self-employed and PAYG clean credit history borrowers more options to succeed.

Ready to help your client's find a loan that suits them?

Still have questions?

Get in touch with a Pepper Money relationship manager

Information is correct as at 16 November 2023 and subject to change at any time.

Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

^Prime Alt Doc promotion applies to new Prime Alt Doc home loan applications, for variable interest rates and 2–3-year fixed interest rates. Refer to the rate card for our full range of interest rates and fees. Applications must be submitted between 12:00am AEDT 15 October 2024 and 11:59pm AEDT 20 December 2024 and settle by 11:59pm AEDT 31 January 2025. Applications lodged after the promotion period will be offered the application interest rate, fees and credit policy then applicable. Promotions are subject to change and may be varied or withdrawn at any time.

Invested in your success

Helping you assist all kinds of clients. Talk to us today.