Tools and Calculators

Your go-to resources for exploring your client’s options.

Servicing Calculator

Calculate your client's serviceability estimate prior to a home, commercial, construction and SMSF loan application.

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LPF Calculator

Estimate the Lender Protection Fee (LPF) applicable on our Prime home loan option.

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Home Loan
Postcode Calculator

Determine the maximum loan amount we’ll lend in your client’s postcode.

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Commercial and SMSF
Postcode Calculator

Determine the maximum loan amount we’ll lend in your client’s postcode.

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Personal Loans Interest Rates Calculator

Calculate repayment estimates on a personal loan, including the total interest payable.

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Personal Loans Servicing Calculator

Estimate what your client could comfortably afford in different personal loan scenarios.

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Order a Valuation

Submit a valuation request for your client’s property.

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Scenarios

Submit your home loan scenarios and get a quick review from our team.

Submit a scenario

See how we rate!

Clients not happy with their home loan rate? See how we rate.
We’ve dropped our Prime Full¹ and Alt Doc²home loan rates for a limited time.

Find out more

Pepper Product Selector

Find your clients’ home loan fit in under five minutes. With no impact on their credit score, you can get an indicative offer; including interest rate repayment and fee estimate, all by answering a simple set of questions about their situation*. It’s just like a digital BDM – available 24/7.

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Say yes to more people

Every client’s situation is unique, so whether they’ve experienced an unexpected life event, started a business or perhaps they're looking to leverage existing home equity, we have a range of options. Our home loan product caters to:

Self-employed borrowers
Refinancers
Property investors
First home buyers
Real life events

Learn more

Information is correct as at 5 March 2025 and subject to change at any time.

Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

*Before using Pepper Product Selector, it is important to ensure you have received your customer’s written consent to act on their behalf as an Access Seeker. Applications are subject to the credit assessment, eligibility criteria and lending limits.

An indicative offer is not a formal approval for a loan and financial commitments must not be entered into based on it. It is not a suggestion or recommendation of any particular loan product. It is a guide only based on the limited information provided and the credit score obtained. The actual interest rate and fees will depend on the borrower’s circumstances and the information verified during the loan application assessment.

Applications lodged after the Promotion period will be offered the application interest rate, fees and credit policy then applicable. Promotions are subject to change and may be varied or withdrawn at any time.

¹Prime Full Doc promotion applies to new Prime Full Doc home loan applications, for variable interest rates up to 80% LVR. Refer to the rate card for our full range of interest rates and fees. Applications must be submitted between 12:00am AEDT 5 March 2025 and 11:59pm AEST 4 June 2025.

²Prime Alt Doc promotion applies to new Prime Alt Doc home loan applications, for variable interest rates up to 80% LVR. Refer to the rate card for our full range of interest rates and fees. Applications must be submitted between 12:00am AEDT 15 October 2024 and 11:59pm AEST 4 June 2025.