Construction Loans
Designed with real life in mind.
Help your clients build their dream home - whether they’re undertaking major renovations, re-building or starting fresh.
LVRs up to 95%
Max LVR differs across loan options
Loan options:
Prime to Near Prime
Clients with credit impairment considered
Interest only
Save on repayments with I/O during construction (up to 18 months) on the loan balance
Extra repayments available
Save on interest with additional lump payments available
Our real life approach
- ABNs from 12 months
- Max loan size up to $1.5m
- O/O & INV purpose available
- Redraw/offset sub-account post construction
- Full & Alt Doc options
- Fees can be capitalised to the max LVR
Got a client you need help with?
Get quick, expert assistance on available loan options for those complex situations.
Apply Online
With our efficient Apply Online functionality, you can get started right away. Our efficient Apply Online functionality will be very familiar to you in terms of the way you are already working with us on mortgage applications.
Access Apply Online with your email address and the same login as your Pepper Money Home Loan online application portal. If you don’t have these login details, you can contact us at salesupport@pepper.com.au.
Tools to help you
Rates & Fees
View our construction loan rates, options and fees.
Tools & Calculators
Calculate estimated serviceability, LPF, see where we lend or order a valuation.
Documents Library
Find the forms you need to apply for and manage your clients' construction loan.
Product Updates
Check out the latest product offers and credit policy changes from Pepper Money.
