Information is correct as of 15 October 2024 and is subject to change. Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Applications lodged after the Promotion period will be offered the application interest rate, fees and credit policy then applicable. Promotions are subject to change and may be varied or withdrawn at any time.
1Prime Alt Doc promotion (Promotion) applies to new Prime Alt Doc home loan applications, for variable interest rates and 2–3-year fixed interest rates. Refer to the rate card for our full range of interest rates and fees. Applications must be submitted between 12:00am AEDT 15 October 2024 and 11:59pm AEDT 20 December 2024 and settle by 11:59pm AEDT 31 January 2025.
2Variable and fixed interest rates range from 6.44-12.24%p.a (Comparison interest rates range from 6.94-12.48%p.a.). Interest rates are correct as of 15 October 2024 and subject to change at any time. The actual interest rate applicable will depend on the individual borrower’s circumstances.
3Comparison rate is calculated on a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
4There is a non-refundable, minimum fee of $750 per home loan application to lock in a fixed interest rate for 90 days, payable at settlement. For home loan balances greater than $500,000, the rate lock fee is 0.15% of the fixed interest rate loan balance at settlement. For example, for a fixed rate loan amount of $600,000, the rate lock fee will be $600,000 x 0.15% = $900. The lesser of the fixed interest rate at settlement or the applicable locked in fixed interest rate will be applied at settlement. The rate lock fee will be charged at settlement even if interest rates decrease after the rate lock request has been approved.
5Income verification promotion applies to new Prime Full Documentation home and construction loan applications. Applications must be submitted between 12:00 am AEST 27 August 2024 and 11:59 pm AEDT 14 November 2024.
©Pepper Money Limited ABN 55 094 317 665; AFSL and Australian Credit Licence 286655 (“Pepper”). All rights reserved. Pepper is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647.
